Todd & Lisa Sheppard
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Archive for October 2014

Failing to Refinance at Low Rates Could Cost You Thousands of Dollars

October 9th, 2014   by lisasheppard


In December 2010, 20 percent of U.S. homeowners could have refinanced their mortgages and saved an average of $45,000 each over the life of their loans, but they failed to do so.

To read more, Click Here.

San Francisco Metro Area Still Posting Double-Digit Percent Annual Home Price Gains

October 7th, 2014   by lisasheppard

Home prices rising

The San Francisco metro area is one of just three major national regions where year-over-year home prices are still growing by double-digit percentage points, according to the latest S&P/Case-Shiller Home Price Indices. Still, the rate of annual appreciation in the region has slowed significantly since earlier in the year.

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Bay Area Homebuyers Get a Break: Lower Interest Rates for Jumbo Loans

October 3rd, 2014   by lisasheppard

Mortgage sign

All summer long, interest rates on jumbo loans have been lower than what average borrowers pay. And in some cases, buyers who take out jumbo loans don’t even have to worry about a large down payment or mortgage insurance.

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Real Estate Roundup: Distressed Sales Drop in Most Bay Area Counties

October 2nd, 2014   by lisasheppard


Recent news of interest to homebuyers, home sellers, and the home-curious includes a report that distressed-sales rates are exceptionally low in most Bay Area counties, particularly San Mateo. Also, the National Association of Realtors recently recognized Pacific Union for our unique approach to customer service.

To read more, Click Here.