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Archive for April 23, 2012

Everybody Calm Down – The Market IS Recovering

lisasheppard | April 23, 2012
It didn’t take long for the naysayers in real estate to jump all over the National Association of Realtors’ Existing Sales Report which was released last week. It is true that sales were down 2.6% from the previous month. However, monthly v...

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Mortgages and Veterans

lisasheppard | April 19, 2012
One of the great things about this country is that we do a lot for those who have served us. And in the area of real estate financing, we can do exceptional things. Understand that the VA (Veterans’ Administration) is, in the mortgage world,...

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New Foreclosure Wave: What Will Be the Impact?

lisasheppard | April 18, 2012
We reported two months ago that foreclosures will significantly increase this summer as a result of The National Mortgage Settlement. This month, both Reuters (Americans brace for next foreclosure wave) and CNNMoney (Flood of foreclosures to hi...

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6 Don’ts After You Apply For A Mortgage

lisasheppard | April 12, 2012
I learned a long time ago that “common sense is NOT common practice“. This is especially the case during the emotional time that surrounds buying a home, when people tend to do some non-commonsensical things. Here are a few that I’ve see...

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What It Means To Be an ‘EXPERT’ in Real Estate

lisasheppard | April 9, 2012
  If you are either buying or selling a home in today’s market, you need a real estate expert. However, we must realize what the term ‘expert’ actually means. An expert in any area cannot give perfect advice as no one can predict the fu...

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The 4 C’s of Mortgage Underwriting

lisasheppard | April 5, 2012
With Spring upon us, and new buyers out looking for houses, I thought today might be a good time to review the basics of what lenders look for as they decide to approve (or deny) mortgage applications. For at least 25 years, I have heard them c...

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National Housing Survey 2012

lisasheppard | April 4, 2012
Each quarter, Fannie Mae releases their National Housing Survey. They survey the American public on a multitude of questions concerning today’s housing market. We like to pull out some of the findings we deem most interesting each time it is ...

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Housing Market: About to SPRING Back

lisasheppard | April 2, 2012
  We believe that 2012 will be the year that home sales start to climb again. Over the past thirty days, more and more experts are saying the same thing. Jamie Dimon, JPMorgan Chase CEO “I believe we’re very close to the inflection poin...

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