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Shopping for a Home Loan? Make Sure You Check Your Credit Reports for Errors

Yellow road sign bearing the word "credit"

Nearly a quarter of all American adults have discovered problems with their credit reports, according to a recent survey.

Some of the most common errors included incorrect credit history, identity theft or information mixed up with another person, and credit scores incorrectly reported as being too low — all critical mistakes that can torpedo an otherwise sterling mortgage application.

If you’re in the market for a home loan, it’s critical that you review your credit reports from the three major credit reporting agencies — Equifax, Experian, and TransUnion — and promptly correct any mistakes.

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