Todd & Lisa Sheppard
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Archive for November 2015

Mortgage Foreclosures and Delinquencies at Lowest Level Since 2007

November 25th, 2015   by lisasheppard

The delinquency rate for mortgage loans on residential properties maintained its downward trend and dropped to 4.99% of all loans outstanding at the end of the third quarter of 2015, the latest Mortgage Bankers Association’s National Delinquency Survey stated.

This marks the lowest level since the first quarter of 2007.

To read more, Click Here.

Sonoma County Home Sales Increase in October

November 19th, 2015   by lisasheppard

Four Reasons Why 2016 is a Good Time To Buy a Home

November 18th, 2015   by lisasheppard

sold home photo: Sold sold_home_for_sale_sign_new_house.jpg

With 2016 fast approaching, now is the time to get off the sidelines, start organizing your finances and take on the excitement of purchasing a home.  Key economic factors  are ripe and there are two major changes to the mortgage process that help make 2016 a great year to buy a home.

To read more, Click Here.

Foreclosures Continue Downward Trend in September

November 12th, 2015   by lisasheppard
foreclosure sign

The national foreclosure inventory continued its downward trend and declined by 24.3%.  On a yearly basis, the number of foreclosures nationwide decreased from 67,000 in September 2014 to 55,000 in September 2015.

Additionally, the number of mortgages in serious delinquency declined by 21.2% from September 2014 to September 2015 with 1.3 million mortgages, or 3.4%, in this category. This is the lowest serious delinquency rate since December 2007!

To read more, Click Here.

Is Home Flipping Making A Comeback?

November 4th, 2015   by lisasheppard

After curtailing flipping activity last year due to slowing home price appreciation and shrinking inventory, real estate investors are jumping on the flipping bandwagon again this year.

To read more, Click Here.